Federated Explainable Multi-Agent Governance Framework for Adaptive Personalized Learning Equity in Higher Education. Journal of Innovative Technologies in Learning and Education, [S. l.], v. 3, n. 2, p. 114–135, 2026. DOI: 10.37792/rxtajs29. Disponível em: https://ojs.cbn.ac.id/index.php/j-itle/article/view/1966. Acesso em: 8 oct. 2026.